I need to borrow from my retirement plan for an emergency. Can and how do I do that?
There are no loan provisions on the Main Plan, but you can withdraw or take a distribution from the Main Plan if you meet the criteria listed above under the CARES Act. To make a withdrawal or distribution, you would contact TIAA at 800.842.2776. If you do not meet the CARES Act criteria, you can still contact TIAA at 800.842.2776 to borrow against your account in the Supplemental Retirement Plan which does permit loans.